IBEW 98 Health & Welfare


Health Insurance can be confusing and expensive. Quite often people will ignore and even neglect health conditions due to the cost of doctors visits, hospitalization, prescriptions, procedures, and surgeries. As members of I.B.E.W. Local 98 you enjoy the very best in health care services at no cost to you.
As Local 98 Electricians the cost of health care is totally covered by the employer. This includes you, your family members, and any other dependents you may have. In times of emergencies, like prolonged illness, injury, and even unemployment, you and your loved one’s health care coverage remains in place.



A partnership between BSI Electrical Contractors and I.B.E.W. Local 98 would provide
Personal Choice 5 to the workers at BSI. A closer look at Personal Choice Level 5,
  • Doctors Visits, Primary & Specialists – $5 Co-pay. – No Deductible.
  • Emergency Room Visits. – $25 Co-pay. – No Deductible.
  • Urgent Care Center. – $17 Co-pay. – No Deductible.
  • Preventive Care. Adults & Children – %100 Covered.
  • Inpatient & Outpatient  Services – %100 Covered.
  • X-rays & Labs – %100 Covered.
  • No Referrals Required. See who you want, when you want. No questions asked.
  • Personal Choice 5 PDF



I.B.E.W Local Union 98 and Independence Blue Cross/Future Scripts Prescription Plan.
  • Generic Prescriptions – $0 Co-pay.
  • Formulary Brand Prescriptions – $20 Co-pay.
  • Mail Order Available At No Additional Cost.
  • Mail Order Prescriptions For Maintenance – Up To 100 Day Supply.
  • IBEW 98 Health & Welfare
  • Future Scripts